ChrisitianDebtConsolidation.net ("CDC" or "we" or "our"), operates the web site called ChrisitianDebtConsolidation.net  (the "Site"). Through the Site, we collect data from prospective customers. We license or sell such contact information to other entities and businesses ("Third Party Providers")on behalf of individual consumers who have expressed an interest in inquiring into certain business' products or services (the "Service") and have affirmatively asked to be contacted by a representative of a Third Party Provider of such products or services related to the resolution of debt. CDC uses a several different types of media advertisements to promote the Site to consumers on the world wide web who are interested in completing an online request form at our Site.

Third party providers promote their products and services via e-mail or telephone to consumers who requested that they be contacted through our online request opt-in process via our Site. You can remove yourself from further contact from CDC by clicking on the website www.ChristianDebtConsolidation.net

If you decide to remove yourself from our contact list, if applicable, we will also attempt to forward your name and contact information to the Third Party Provider(s) we licensed or sold your information to, if known. Additionally, other third parties may have purchased your request information from someone else and thus you may continue to receive contacts by phone and/or email from those companies as well even after we inform them to cease contacting you. CDC is not responsible for stopping any or all unwanted contacts either by phone or email from Third Party Providers or others if beyond our immediate control.

YOUR PRIVACY IS IMPORTANT TO US
Protecting your personal and non-personal information and privacy is our chief concern. We collect and retain information about you from your requests submitted to us to communicate with you, to process your requests for products and services, and to inform you about other financial services that may be of interest to you or that you inquire about. Except as explained here in our Privacy Policy, we do not sell or share nonpublic personal information about current or former customers with any person or organization, with anyone other than our Third Party providers, as authorized by you. The examples in this Privacy Policy are for illustration and are not intended to be all inclusive. We want consumers to feel at ease when using the Site. We have created this Privacy Policy to let you know what information we may collect and retain from you on the Site and through the Service and how we may use the information you provided. Please take a few minutes to carefully review the terms of our Privacy Policy. By using the Site and participating in the Service, you agree to accept the terms of our Privacy Policy. If you do not agree to the terms and conditions of Our Privacy Policy, please do not use the Site or participate in the Service we provide.

ABOUT COOKIES
We do not use cookies on our site. Some of our Third Party providers use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies they use, if any.

ABOUT LINKS
This web site contains links to other sites. Please be aware that CDC is not responsible for the privacy practices of such other sites. We encourage our customers to be aware that when they leave our site they need to carefully read the privacy statements all web sites that collect personally identifiable information or other information about the user. This privacy statement applies solely to information collected by CDC and not to any other party.

ABOUT SECURITY
CDC uses various security measures and procedures to help protect your personal information from unauthorized access, use, disclosure or dissemination. For example, we store the personal identifying information that you provide on computer systems with limited access that are located in controlled facilities.

DISCLOSURE NOTICE
CDC cannot warrant that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Agreement. For example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances as required by law or court order. An unknown third party may unlawfully "hack," intercept or access transmissions or private communications.

In addition, as noted above, if you opt-out of future contact from CDC by using the opt-out mechanism provided in each e-mail we send to you on behalf of a Third Party Provider other than CDC, we will attempt to provide your email access to the Third Party service provider, if known, so that the Third Party service provider can add your contact information to its own do-not-contact list. CDC is not responsible for stopping any or all unwanted contacts either by phone or email from Third Party Providers or others if beyond our immediate control.

As CDC grows as a business, it or its affiliates may purchase other businesses or their assets or list for sale it’s business assets. Customer information is generally one of the business assets involved in these type of transactions. Therefore, in the event that CDC or all of its assets are acquired, customer information, including any visitor information, if any, collected through the Site, would be one of the transferred assets.

Finally, CDC reserves the right to disclose customer information in special cases when we have reason to believe that disclosing this information is necessary to determine and identify, contact or bring legal action against someone who may be causing harm to, obstruction or interference with (either intentionally or unintentionally) CDC’s rights or property, other visitors, customers, or anyone else that could be harmed by such activities. CDC also reserves the right to disclose visitor or customer information when we believe in good faith that the law requires it.

OUR FORMER CUSTOMERS
We treat all of the information collected about our former customers in the same way as we treat information about our current customers.

PRIVACY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to facilitate the provision of products or services to you by Third Party Providers. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic identifying personal information against unauthorized access or use.

Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change. Please email us at the "Contact Us" section of the CDC.com web site concerning your changes. You may be asked to complete an entirely new form if you wish to change any information previously submitted.

MINORS POLICY
ChristianDebtConsolidation.net does not knowingly collect personally identifiable information from children under 13 years of age.

GENERAL INFORMATION - HOW IT IS COLLECTED AND USED
ChristianDebtConsolidation.net is the sole owner of the information collected on the Site. We will not license, sell, share or rent this information to others in ways different from what is disclosed in this statement. ChristianDebtConsolidation.net collects information through the Site from it’s prospective and existing customers at several different points on it’s web site. We may use their contact information to send information about our company and to service existing accounts. Users may opt-out of receiving future emails and or calls; see the opt-out section below. Contact and financial information that is collected is used for verifying your name, address and other information.

OPT-OUT INFORMATION
Our site provides users the option to opt-out of receiving future communications from us. This site gives users the following option to no longer receive future communications from us. You can opt out by visiting www.christiandebtconsolidation.net and clicking the opt out link. Please note that participation in certain activities on our web site may be limited if personally identifiable information is not submitted by the user.


NOTIFICATION OF CHANGES
If we decide to change our privacy policy, we will post those changes on our home page and use our best efforts to announce via e-mail so all users are always aware of what information we collect under Our Privacy Policy, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner materially different from that stated at the time it was collected, we will prominently post a notice on the website for 30 days at our discretion. We may also make a reasonable effort to notify users by way of an e-mail. Users have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

FOR VERMONT RESIDENTS
The information-sharing practices described above are in accordance with federal law. Vermont law places additional restrictions on sharing information about Vermont residents, so long as they remain Vermont residents. In accordance with Vermont law:

• We will not share consumer credit reports with our third party providers without your consent, and

• We will only disclose your name, contact information and our own transaction and experience information to other financial institutions with which we have joint-marketing arrangements.

Otherwise, we will share information in accordance with all of the practices described.

ANY QUESTIONS?
Any questions that you may have regarding this Privacy Policy should be directed to info@ChristianDebtConsolidation.net

This privacy policy was last updated on January 16, 2010. Please print and keep a copy for your records.